04 = ROUTEFor Reporting Agencies

We are not replacing you. We are the context layer.

Checkr. Sterling. HireRight. GoodHire. Accurate. First Advantage. You are the consumer reporting agency of record. You inherit the FCRA obligations. What we do is stream a continuous, verified, cryptographically anchored redemption context alongside the report you already produce, via a single API call, priced per lookup.

01   The pitch

A layer, not a competitor.

Complementary

You produce the CRA report

Your database, your compliance rails, your existing employer relationships. Untouched.

Additive

We produce the context brief

Continuous verified activity across 40+ platforms, anchored on XODIAK, rendered as a three-sentence narrative for the same subject.

Revenue

Split the per-lookup fee

Standard revenue split with the reporting agency. The employer pays one line item. You pass through the context layer at margin.

Compliance

FCRA-safe by design

2SRep is not a CRA and does not make adverse-action determinations. Data is subject-consented, event-sourced, and disputable through ROS.

Speed

Sub-500ms lookups

The context brief resolves faster than the underlying report. No latency added to your customer's experience.

Differentiation

Second-chance-hire pipeline

You become the CRA that ships fair-chance context by default. Second-chance-hiring employers cluster to you.

02   The API surface

Two endpoints. Ninety-second integration.

POST /v1/context/lookup
{
  "subject_email": "…",
  "subject_phone": "…",
  "employer_ref": "…",
  "employer_purpose": "employment"
}

→ 200 OK
{
  "score": 812,
  "tier": "growth-verified",
  "narrative": "…three-sentence brief…",
  "ledger_anchor": "0x8a…",
  "consent_receipt": "0x1e…",
  "disputable_via": "https://2srep.com/ros/…"
}

POST /v1/scorecard/employer (companion, see employer-side)

Talk to the partnerships desk.

First integrations: 2 to 3 reporting agencies. Priority given to agencies with a stated fair-chance-hiring product line.

NDA plus revenue-share terms shared on request.